:root {
  --bg: #f0f4ff;
  --text: #0d1b3e;
  --muted: #4a5980;
  --line: #c8d4f0;
  --card: #ffffff;
  --soft: #e8eeff;
  --primary: #1a3a6b;
  --primary-dark: #0f2347;
  --accent: #f5a623;
  --accent-dark: #d4891a;
  --sky: #A8C8F0;
  --danger: #c0392b;
  --shadow: 0 24px 70px rgba(10, 25, 70, 0.14);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, system-ui, sans-serif; background: var(--bg); color: var(--text); line-height: 1.5; }
a { color: inherit; text-decoration: none; }
.container { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }

/* Topbar */
.topbar { background: var(--primary-dark); color: white; font-size: 14px; }
.topbar-inner { display: flex; justify-content: space-between; padding: 10px 0; gap: 16px; }
.topbar a { color: var(--accent); font-weight: 700; }

/* Nav */
.nav { position: sticky; top: 0; z-index: 10; background: rgba(15,35,71,.95); backdrop-filter: blur(14px); border-bottom: 1px solid rgba(168,200,240,.2); }
.nav-inner { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 20px; color: white; }
.brand-logo { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; }
.nav-links { display: flex; gap: 24px; align-items: center; color: var(--sky); font-weight: 600; }
.nav-links a:hover { color: white; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; border: 0; border-radius: 999px; padding: 14px 22px; background: var(--accent); color: #0d1b3e; font-weight: 800; cursor: pointer; box-shadow: 0 8px 24px rgba(245,166,35,.35); transition: background .15s; }
.btn:hover { background: var(--accent-dark); }
.btn-secondary { background: rgba(255,255,255,.1); color: white; border: 1.5px solid rgba(168,200,240,.4); box-shadow: none; }
.btn-secondary:hover { background: rgba(255,255,255,.18); }
.btn-small { padding: 10px 16px; }

/* Hero */
.hero { padding: 86px 0 48px; background: linear-gradient(135deg, #0f2347 0%, #1a3a6b 60%, #1e4a8a 100%); color: white; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center; }
.eyebrow { color: var(--sky); font-weight: 800; text-transform: uppercase; letter-spacing: .08em; font-size: 13px; margin: 0 0 12px; }
h1 { font-size: clamp(42px, 6vw, 72px); line-height: .95; margin: 0 0 24px; letter-spacing: -0.05em; color: white; }
h1 span.orange { color: var(--accent); }
h2 { font-size: clamp(28px, 4vw, 44px); line-height: 1.02; margin: 0 0 16px; letter-spacing: -0.04em; }
h3 { font-size: 22px; margin: 0 0 14px; letter-spacing: -0.02em; }
h4 { margin: 16px 0; color: var(--primary); }
.hero-subtitle { font-size: 19px; color: var(--sky); max-width: 680px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0 16px; }
.microcopy { font-size: 13px; color: rgba(168,200,240,.7); max-width: 680px; }

/* Hero card */
.hero-card { background: rgba(255,255,255,.07); border: 1px solid rgba(168,200,240,.2); border-radius: 28px; box-shadow: var(--shadow); padding: 30px; backdrop-filter: blur(10px); }
.hero-card h2 { color: white; font-size: 22px; margin-bottom: 8px; }
.stat-row { display: grid; grid-template-columns: 110px 1fr; gap: 18px; padding: 18px 0; border-top: 1px solid rgba(168,200,240,.2); }
.stat-row strong { font-size: 22px; color: var(--accent); }
.stat-row span { color: var(--sky); font-size: 14px; }

/* Trust strip */
.trust-strip { padding: 34px 0; background: var(--primary-dark); color: white; border-top: 3px solid var(--accent); }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.trust-grid div { display: grid; gap: 6px; }
.trust-grid strong { color: var(--accent); }
.trust-grid span { color: rgba(168,200,240,.85); font-size: 14px; }

/* Sections */
.section { padding: 78px 0; }
.muted { background: var(--soft); }
.section-heading { margin-bottom: 32px; }
.section-heading.split { display: grid; grid-template-columns: 1fr .75fr; gap: 28px; align-items: end; }
.section-heading p { color: var(--muted); font-size: 18px; }
.centered { text-align: center; max-width: 740px; margin-left: auto; margin-right: auto; }

/* Form toggle */
.form-toggle { display: flex; gap: 0; background: var(--soft); border: 2px solid var(--line); border-radius: 999px; padding: 4px; margin-bottom: 28px; width: fit-content; }
.form-toggle button { border: 0; border-radius: 999px; padding: 12px 28px; font: inherit; font-weight: 700; font-size: 15px; cursor: pointer; background: transparent; color: var(--muted); transition: all .2s; }
.form-toggle button.active { background: var(--primary); color: white; box-shadow: 0 4px 14px rgba(26,58,107,.25); }
.form-panel { display: none; }
.form-panel.active { display: block; }

/* Form card */
.form-card { background: var(--card); border: 1px solid var(--line); border-radius: 28px; box-shadow: var(--shadow); padding: 32px; }
.form-card h3 { color: var(--primary); margin-bottom: 4px; }
.form-card .form-sub { color: var(--muted); font-size: 15px; margin: 0 0 20px; }
.form-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin: 18px 0; }
.form-grid-2 { grid-template-columns: repeat(2, 1fr); }
label { display: grid; gap: 8px; font-size: 13px; font-weight: 800; color: var(--primary); letter-spacing: .03em; text-transform: uppercase; }
input, select, textarea { width: 100%; border: 1.5px solid var(--line); border-radius: 12px; padding: 13px 14px; font: inherit; font-size: 15px; background: #fff; color: var(--text); transition: border-color .15s; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(245,166,35,.15); }
textarea { resize: vertical; }
hr { border: 0; border-top: 1px solid var(--line); margin: 24px 0; }
.section-label { display: flex; align-items: center; gap: 8px; font-size: 12px; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; color: var(--accent); margin: 24px 0 4px; }
.checkbox { display: flex; align-items: start; gap: 10px; margin: 18px 0; color: var(--muted); font-weight: 600; font-size: 14px; text-transform: none; letter-spacing: 0; }
.checkbox input { width: auto; margin-top: 4px; accent-color: var(--accent); }
details { border: 1.5px solid var(--line); border-radius: 16px; padding: 16px; margin: 18px 0; background: var(--soft); }
summary { cursor: pointer; font-weight: 800; color: var(--primary); font-size: 14px; }
.form-status { color: var(--primary); font-weight: 700; min-height: 24px; margin-top: 12px; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.steps div { background: white; border: 1px solid var(--line); border-radius: 24px; padding: 28px; }
.steps span { color: var(--accent); font-weight: 900; font-size: 28px; display: block; margin-bottom: 12px; }
.steps p { color: var(--muted); }

/* Readiness scores */
.two-col { display: grid; grid-template-columns: .8fr 1.2fr; gap: 40px; align-items: center; }
.two-col p { color: var(--muted); }
.score-list { display: grid; gap: 16px; }
.score { display: grid; grid-template-columns: 110px 1fr; gap: 18px; align-items: center; background: white; border: 1px solid var(--line); border-radius: 20px; padding: 20px; }
.score strong { font-size: 22px; }
.green strong { color: #1a7a3e; }
.yellow strong { color: #9a6c00; }
.red strong { color: var(--danger); }

/* Programs grid */
.programs-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 40px; }
.program-card { background: white; border: 1px solid var(--line); border-radius: 24px; padding: 28px; }
.program-card-wide { grid-column: span 2; }
.program-icon { font-size: 32px; margin-bottom: 14px; }
.program-card h3 { color: var(--primary); margin: 0 0 10px; font-size: 20px; }
.program-card p { color: var(--muted); margin: 0; }

/* CTA section */
.cta-section { background: linear-gradient(135deg, #0f2347 0%, #1a3a6b 100%); padding: 78px 0; }
.cta-card { text-align: center; color: white; }
.cta-card h2 { color: white; }
.cta-card p { color: var(--sky); max-width: 660px; margin: 0 auto; }
.cta-card .hero-actions { justify-content: center; }

/* Footer */
.footer { background: #070f24; color: white; padding: 50px 0; border-top: 3px solid var(--primary); }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 34px; }
.footer p { color: rgba(168,200,240,.7); font-size: 14px; }
.footer h4 { color: var(--accent); margin: 0 0 12px; font-size: 13px; text-transform: uppercase; letter-spacing: .06em; }
.footer-brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 18px; margin-bottom: 16px; color: white; }
.footer-logo { width: 38px; height: 38px; border-radius: 50%; object-fit: cover; }
.footer a { color: rgba(168,200,240,.7); }
.footer a:hover { color: var(--accent); }

.two-path-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.two-path-card { background: linear-gradient(135deg,#0f2347,#1a3a6b); border-radius: 24px; padding: 36px; color: white; }
.footer-grid-4 { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 34px; }

@media (max-width: 860px) {
  .nav-links { display: none; }
  .hero-grid, .section-heading.split, .trust-grid, .form-grid, .steps, .two-col, .footer-grid, .footer-grid-4, .programs-grid { grid-template-columns: 1fr; }
  .footer-grid-4 { gap: 28px; }
  .program-card-wide { grid-column: span 1; }
  .hero { padding-top: 52px; }
  .topbar-inner { flex-direction: column; gap: 4px; }
  .score, .stat-row { grid-template-columns: 1fr; gap: 4px; }
  .form-toggle { width: 100%; }
  .form-toggle button { flex: 1; text-align: center; }
  .two-path-grid { grid-template-columns: 1fr; }
  .two-path-card { padding: 28px 24px; border-radius: 18px; }
  .footer { padding: 40px 0; }
  .giving-grid { grid-template-columns: 1fr 1fr !important; }
}
@media (max-width: 480px) {
  .giving-grid { grid-template-columns: 1fr !important; }
}